Crew insurance

CREW INSURANCE

The Crew Insurance provided by our company is the most complete and most acclaimed on the market with more than 200,000 people covered all over the world. It is intended for all crew regardless of nationality. It does the job of a social security and health insurance worldwide with repatriation assistance.
Based on the conventions dictated by the ILO (International Labour Organisation).
You can subscribe on an individual basis or through the employer and comply with MLC2006 and FRENCH DECREE

BENEFITS

BENEFITS

No distinction between your private and professional life
Worldwide USA included
Healthcare plan included
Claim on real cost
Dental, vision, alternative medicine included
Water and Winter Sport included
Motorcycle driving covered
All Nationalities welcome
Flexible: From 3 months
Individual or group subscription
Claim Center 24/24 7/7 35 langues
Mobile App IOS & Android
Online Platform for Captain and Manager ( add, replace a crew and download certificates)
Third part liability and Legal Assistance Optional

CREW INSURANCE OPTIONS

1 / International Health Insurance
> Compensation in case of illness and accidents
>Repatriation worldwide land & sea

2/ Loss of Life and Permanent Disability (Total or Partial)
up to 750,000 , 2 levels :
> After Accident only
> Any Causes (Accident & Illness)

3/ Temporal Total Disability (Any Causes)
Salary supported in case of accident or illness
> 100% for 120 days
> 100% for 365 days

4/ Family insurance
> Legal Partner & Children

5/ Retirement & Savings
> Different plan available

MEDICAL EXPENSES (USD/EUR/GBP)
STANDARD MLC
UP TO 100,000
PERFECT
UP TO 500,000
DEDUCTIBLE OR CO-PAYMENT IN OUT-PATIENT CARE AND ONE-DAY-CLINIC
100
100
DEDUCTIBLE HOSPITALIZATION (MINIMUM ONE DAY)
0
0
HOSPITALIZATION
100%
100%
OUTPATIENT SURGERY
EMERGENCY DENTAL BENEFIT ACCIDENTAL
100% UP TO 500
100%
EMERGENCY VISION BENEFITACCIDENTAL
100% UP TO 500
100%
OUTPATIENT BENEFIT PHYSICIAN AND SPECIALIST CONSULTATIONS, PRESCRIBED MEDICINES AND DRUGS, MEDICAL IMAGING, DIAGNOSTIC AND LABORATORY TESTS, PRESCRIBED MEDICAL AIDS AND SURGICAL APPLIANCES
80%
100%
PREVENTIVE CARE AND EXAMINATIONS
NC
100% UP TO 600
HEARING PROSTHESIS
NC
100% UP TO 300
COMPLEMENTARY / ALTERNATIVE MEDICINE
NC
100% UP TO 1,500
LOCAL AMBULANCE BENEFIT
80%
100%
PRIVATE NURSING BENEFITINPATIENT IN HOSPITAL
80%
100%
PALLIATIVE CARE
80%
100%
LABOUR AND MATERNITY
(AFTER 10 MONTHS WAITING PERIOD) *
PREGNANCY, LABOUR, TREATMENT BEFORE AND AFTER BIRTH
COMPLICATIONS OF PREGNANCY
100% UP TO 1,000
100% UP TO 3,000
MENTAL AND BEHAVIORAL DISORDERS LINKED TO AN ACCIDENT DURING WORK PERIOD (PERIOD ON LEAVE NOT COVERED)OUTPATIENT TREATMENT
PER INSURED PERSON AND PER POLICY PERIOD
80% UP TO 10 SESSIONS
100% UP TO 10 SESSIONS
AIDS/HIV BENEFIT
80%
100%
DENTAL CARE (USD/EUR/GBP)
STANDARD MLC
UP TO 600

PERFECT
UP TO 3,000

ROUTINE DENTAL TREATMENT = DENTAL EXAMINATIONS, TOOTH EXTRACTIONS, TOOTH CLEANING, NORMAL COMPOUND FILLING, ROOT CANAL TREATMENT, PARADENTAL TREATMENT, PARADONTOSIS TREATMENT, GUM TREATMENT, AND X-RAY EXAMINATION.
80%
100%
MAJOR RESTORATIVE DENTAL TREATMENT = REMOVAL OF IMPACTED, BURIED OR UNERUPTED TEETH, REMOVAL OF SOLID ODONTOMES, AND APICECTOMY
50%
60%
DENTAL PROSTHESIS = CROWNS, INLAYS, ONLAYS, ADHESIVE RECONSTRUCTIONS/RESTORATIONS, BRIDGES, DENTURES AND IMPLANTS AS WELL AS ALL NECESSARY AND ANCILLARY TREATMENT AND REPAIRS REQUIRED
50%
60%
ORTHODONTIC TREATMENT IN CASE OF ACCIDENT
NC
50%
VISION CARE (USD/EUR/GBP)
STANDARD MLC
UP TO 300

PERFECT
UP TO 1,500

VISION TREATMENT = OPHTHALMIC EXAMINATIONS AND TREATMENTS
80%
80%
OPHTHALMIC SURGERY = LASER EYE SURGERY, CATARACT SURGERY, GLAUCOMA SURGERY, CANALOPLASTY, REFRACTIVE SURGERY, CORNEAL SURGERY, VITREO-RETINAL SURGERY, EYE MUSCLE SURGERY AND OCULOPLASTIC SURGERY
80% IN CASE OF EMERGENCY
80% / LIFETIME BENEFITS
OPTICAL DEVICES = MEDICALLY NECESSARY GLASSES, FRAMES AND CONTACT LENSES PRESCRIBED BY AN OPHTHALMIC PHYSICIAN
80%
80%
ASSISTANCE (USD/EUR/GBP) – REAL EXPENSES UP TOSTANDARD MLCPERFECT
PERSONAL BELONGINGS – DEDUCTIBLE OF 75 PER EVENT
3,500
3,500
HOME REPATRIATION
12,500
25,000
MEDICAL EVACUATION FROM THE SHIP TO THE COAST
12,500
25,000
MEDICAL EVACUATION
5,000
10,000
VISIT TO AN ILL OR HOSPITALISED INSURED PERSON ABROAD
2,000
2,000
REPATRIATION OF THE MORTAL REMAINS AND FUNERAL COST
12,500
25,000
EMERGENCY RETURN (GRANTED ONLY ONCE FOR THE SAME RELATIVE)
AMOUNT PER 12 CONSECUTIVE MONTHS
1,500
1,500
TICKET FOR THE RETURN OF THE INSURED PERSON OR FOR A COLLEAGUE
2,500
2,500
MEDICAL ADVICE OVER THE PHONE
INCLUDED
INCLUDED
SECOND OPINION BENEFITS
INCLUDED
INCLUDED
COUNTRY GUIDES
INCLUDED
INCLUDED
LEGAL ASSISTANCE & THIRD PARTY LIABILITY (USD/EUR/GBP) (OPTIONAL)
REAL EXPENSE UP TO
LEGAL ASSISTANCE (DEDUCTIBLE OF 10% WITH A MINIMUM OF 250)
15,000
BAIL BOND
50,000
THIRD PARTY LIABILITY (DEDUCTIBLE OF 300 PER EVENT)
1,000,000